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Real Estate Tips
Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Real Estate Trivia
Q 
Who received the largest land grant ever given to an English subject for only two beaver skins per year?

A 
William Penn, the Quaker leader, received Pennsylvania and Delaware to settle a debt owed his father by King Charles II.
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Dell Realty Team, REALTOR®, real estate agent and broker for Sebring, Lake Placid and Avon Park, Florida home listings, property and land for sale - NUMBER1EXPERT

Dawn Dell of the Dell Realty Team
Heartland Real Estate Corp

3200 US 27 South, Suite 201
Sebring, FL 33870
Direct: 863-381-0400
Fax: 863-382-4284
email: dawndell1@gmail.com
dellrealtyteam@gmail.com

I am completely commited to all of my clients. We like to say "To Buy or Sell, Call Team Dell and We Will Treat You Like Family". Real Estate is not a job for us, it is our Lifestyle. We are passionate about what we do, and it shows.

MLS REALTOR


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